Whether you already receive Social Security benefits when you enter Caramore or want to apply for them while you're here, we can help.
Here are a few facts. There are two types of benefits, Social Security Disability Income (SSDI) and Supplementary Security Income (SSI). SSDI provides benefits to blind or disabled persons who are "insured" based upon FICA contributions, while SSI provides benefits to low income people who are disabled, blind or elderly.
Many of Caramore's clients receive or are applying for one or both types of disability. Those who receive SSDI will also receive Medicare two years after the date they became eligible for SSDI. Those who receive SSI automatically receive Medicaid.
Here are a few facts. There are two types of benefits, Social Security Disability Income (SSDI) and Supplementary Security Income (SSI). SSDI provides benefits to blind or disabled persons who are "insured" based upon FICA contributions, while SSI provides benefits to low income people who are disabled, blind or elderly.
Many of Caramore's clients receive or are applying for one or both types of disability. Those who receive SSDI will also receive Medicare two years after the date they became eligible for SSDI. Those who receive SSI automatically receive Medicaid.
Some common myths:
- everybody is denied the first time
- most people are denied three times before they're approved
- if you work, you'll lose your benefits
Also, while SSDI and SSI calculate your "earned income" differently, each allows disabled individuals to work part time. In fact, each program encourages its recipients to work. Caramore's mission is to, among other things, find employment in the community for its clients. It could not do so if Social Security prohibited or otherwise penalized its recipients from working.
Caramore helps those who are seeking benefits navigate the sometimes complicated application process, and it helps those who are receiving benefits understand the rules that apply to them concerning work, Medicare and Medicaid. The interplay between these social services can be overwhelming; it's comforting to our clients and their families to have Caramore there to help with the issues that arise inevitably.
Scott D. Zimmerman
Financial and Benefits Counselor